Saturday, 3 October 2009
A new week in Spain
Teo was christened at the La Merced catholic church in a lovely and thankfully short ceremony. He now has a godmother, Karen and two godfathers, Kerry and Kev. The 3 k's
Although we were home by 1 o'clock the party wen ton till about 10 that night, this is why we wanted to have it at home. We know our friends can party!
It was nice we had so many friends there as well as some family from England and I have to say the church is really nice even if it was quite warm. A big thankyou goes to the priest who kept the proceedings moving along even though most peoples' spanish wasn't quite up to the job.
On a different note it has been nice for me to get back to work after the break in August and the time off due to other things, not least the amount of rain we have had here in the last 2-3 weeks. It seems it has rained as much as in 07 when we had the terrible floods. Hopefully that is it now, although there are rumours of a wet winter coming our way. Victoria and I thought it was cold last winter but I am not sure if we are just getting used to the heat of the summers.
Friday, 25 September 2009
Christening our new life in spain
However he has had 2 setbacks both coming on the dates of his 3 month innoculations and his 6 month ones. Each time he has had to have surgery back in Valencia, fortunately each time again a success. We have asked if there is any relation to the innoculations but the doctors have said it shouldn't have caused a problem but from our point it seems like too much of a coincidence.
We are of course going to look at other options for his next jabs but in the mean time he is doing well and being christened on Sunday.
Wednesday, 23 September 2009
The area I chose. Part 2. Calpe
If you start at the top of the town you will find a beautiful church and many narrow streets comprising of old houses, shops and little bars. This is an excellent place to walk around in the early evening and many places offer tapas to go along with your drinks. When you finish here head down the hill toward the beach and you are walking along the main road the " Gabriel Miro". At the bottom is one of two of Calpes' beaches the "Arenal" and again along the promenade is a plethora of bars, eateries and ice-cream parlours. This is a lovely walk and leads to the main port below the "Penon DeIfach" a rock formation similar to the much larger Gibralter Rock. You can take a footpath to the top of the rock and this is best tackled early in the morning before the midday heat. The walk should take a couple of hours to get to the top and the views are breathtaking!
In the port below are the many retaurants serving fresh fish, these can be seen in dislplay cabinets and you can make your choice while enjoying a complimentary glass of sangria. The fish on display will have come in directly to that port meaning it's as fresh as is possible.
To the other side of the rock is the "Levante" beach again with many bars etc. You will also find many hotel and apartment blocks so this area is very busy in summer and less so in winter. Most of the late bars are around this area and people can be seen out enjoying themselves until the early hours.
Around the rock itself there are many watersports including water skiing and diving as well as boat excursions along the coast and for those who like to stay dry there is a glass bottomed boat. All in all calpe is an excellent place for a holiday or an ideal place to start your New Life in Spain.
Tuesday, 22 September 2009
The area I chose and the areas around. Part 1
One of these is the beautiful mountain village of Gaudalest which is about 40 minutes south and inland from Calpe. When you arrive by car you will have to park your car in the large car park as no cars are allowed in the village. It is a small town but all the buildings are open to the public and the square looks over the Guadalest reservoir and dam.This is a great photo oppertunity!
Close by when back in your car is a wildlife park for former mistreated animals called the Ark and back toward the N332 to Calpe is Terra Natura the wildlife sister park to the well known Terra Mitica theme park. Heading further back to Calpe are the Aqualandia water and slide park as well as Mundo Mar with it's Dolphin and Seal shows. Certainly don't try to do all these in one day!
Monday, 21 September 2009
It's all the medias' fault
However although there are people who want to buy they are holding off on there purchasing or reigning in on their choice of property ie. from a villa to an apartment but the interest is still there with google showing massive search figures for overseas property and related keywords. Of course one of the main stumbling blocks for people purchasing property abroad is the necessity for many to sell their U.K home and for others it is the strong Euro compared to the Pound. Certainly the exchange rate is nowhere near as favourable as it was 2 years ago but with prices down from 20%-50% in some areas this negates this somewhat.
Funding is another issue which people are clearly worried about, the Spanish lenders have severely limited their lending similar to their U.K counterparts but finance is still available and interest rates are still low. As I have said before, for those in a position to buy the bargains are there and in areas like Calpe prices haven't got much further to drop. Certainly when you can buy an apartment for €80,000 and rent it all year round for €120 a week your return on investment will be 4 times what you would get from a bank and you have the potential for capital growth. This is when investors will come back into the market.
Spain still has a lot to offer and if you are thinking of a home here then you be wise to start looking now. The boat waits for no man.
Spanish Home Seeker Director Ian Raistrick.
Friday, 18 September 2009
Life in the property market in Spain
The reasons for are many and varied, from the amount of infrastructure here too the limited building land available. This area of Spain has always been one of the more expensive coastal areas of Spain with it's dramatic mountains and beautiful long beaches as well as the many secluded coves.
Although the market is moving the purchasers are not so much Britains as German, Dutch and Russian. However I think for the U.K buyer who is in a position to buy this is a good time. Yes the euro is very strong against the pound but the reduction in the price of the property should more than compensate for this. Also although the British number of tourists was down this summer, Calpe was packed to the rafters, both with Germans and French and the Spanish themselves who go to the coast enmasse. With this in mind a property purchased now could provide a good return on investment if it was let out by a reputable agent. Indeed a 4 bedroom villa would command a figure of around €1700 a week in the high season.Moreover with good financial direction a significant saving in relation to tax can be made by the use of a Limited Company. So all in all this could be the time to start your New Life in Spain.
A new season in Spain-La Liga
Champioship=Campeonato
Draw=Un empate
Equaliser=La igualada
Foul=Fata
Handball=Mano!
Home=En casa
Match=Partido
Own goal=Propia meta
Player=Jugador
Red card=Tarjeta roja
Referee=Arbitero
What's the score=como van?
Thursday, 17 September 2009
No internet no blog!
Spain is no longer the country of donkeys and goat herdsmen as I am sure you know. The cities of Barcelona and Madrid are as modern as any city in Europe. Everyone has a mobile and we can get internet broadband and satellite t.v. BUT this is still Spain and some things are not up to speed yet. In rural areas you may not have a phone line and therefore no internet connection. You can get service through a satellite link but I am not sure of the costs and I beleive the speed is slow. Surely in towns though there is no problem? Well yes and no. In Calpe for example, a reasonable sized town, I am told there is nowhere that can acheive speeds of 2mb although they quote up to 8mb. In reality I never acheive more than 1mb. Compare this to the U.K where sky advertize 50mb as do Virgin.
We also have the weather to contend with. Along with the rain we have had electrical storms and this means we have had virtually no internet access since Saturday. In fact the weather regularly knocks out the electricity which means we have to sip our wine by candle light!
Without circuit breakers there is often damage to small electrical devices, one of which is likely to be your wireless router. Telefonica will charge for a replacement and these are around €80. Thre are other service providers but your telephone line is provided by telefonica who will charge line rental. This is similar to B.T in england who ironically own Telefonica.
Monday, 14 September 2009
A New Life in Spain - Fall in foreign students
The new term has started with 502 fewer immigrant pupils than last year. Historically, with Spain’s notoriously low birth-rate, it was immigration that kept the numbers up – but the regional ministry of education believes many families have returned to their countries of origin such as the UK as a result of the global recession.
Indeed, at the end of the summer term this year, foreign children started to leave schools in the region before breaking up for the holidays, as their parents had chosen to return home for financial reasons.
Overall, an increase of two per cent in the number of schoolchildren has been recorded – rising to 766,332 in total – whereas foreign pupils now account for 91,914 as opposed to last year’s 92,416.
Teacher numbers have also increased significantly, with over 51,000 new tutors, thus considerably reducing the teacher-pupil ratio and offering a much more individually tailored education.
The cost to parents, statistics released recently showed that the average parent was forced to shell out 913 euros per child simply to send them back to school – clothing, footwear, textbooks, stationery, plus transport and lunches that had to be paid upfront are among the main expenses.
Whilst each child who goes to a state school costs their parents around 540 euros, for those who go to private school this figure rockets to over 1,300 euros. Costs for kids in grant-maintained schools is roughly halfway between the two. Back-to-school expenses for parents in the Comunidad Valenciana are the third-highest in Spain, after Madrid and Catalunya.
Mothers and fathers still spent less this year, though, due to the recession, cutting corners where they could – such as re-using schoolbags, notebooks and pens where possible. Textbooks are the biggest expense faced by parents, often costing around 300 euros per year per child.
Those who are eligible for full or partial grants may receive between 100 and 180 euros per child. The Comunidad Valenciana’s ministry of education set aside 51 million euros this year to help parents fund their children’s textbooks.
This figure is higher than Madrid, where the regional government shelled out 30 million euros. But even then, most parents complain the textbook grants they receive are not enough to be of any real assistance.
Sunday, 13 September 2009
The different times of year-now until the New Year
Normally as these people head back to their own countries and work, the weather starts to cool and we can park our cars in the town centre again. Once we get to October, if it hasn't already, we get an outbreak of rain. This usually cools the swimming pools to a level where thay aren't comfortable unless you are fortunate to have yours heated.
In the run up to Christmas there are many fiesta days where the banks and many shops are closed. If there a couple in one week the spanish have a "puente" which means bridge and so they take the whole week off. I will go into depth about Christmas and New Year in a later post.
Friday, 11 September 2009
A New Life In Spain - Lets have a party with Sangria
Sangria is a party drink and just like punch it is cheap to make and quite potent! Basically you just put cheap red wine, cheap spirits (anything!) and cheap fruit (it can be mushy) all in a bowl, give it a stir, taste it, screw your face up (ooh needs sugar) add some sugar maybe a bit of cinnamon and taste again!
A quick and easy recipe is:
Equal amounts of: red wine and lemonade / orangeade or something else fizzy
A glass of brandy (whisky or any other spirit will do)
Fruit cut into small cubes, orange, apple, peach
Sugar
You need to taste it often as you make it, just a sip though as you may not be awake for the party if you drink too much!
As the Sangria is drunk, there is no need to make a brand new one, just add to it! Anything goes and you may find that you have some budding cocktail makers as friends! What a great way to start your new life in Spain!
Thursday, 10 September 2009
A New Life in Spain-Starting a business
As I have mentioned earlier, the amount of redtape in Spain is unbeleivable, so much so that spaniards have a person who guides them through it all, the gestoria, he or she is worth their weight in gold and will save you time which in business is money.
The general image of expats buying bars is still a common one however the bar market is saturated in many areas of Spain and is very competative. If you move to an area with many expats then there will be a lot of english type bars. If you go to an area where there a fewer brits there will be less bars but make no mistake it is mainly only brits who patronize english bars and not the spanish.Restaurants are also very competative throughout Spain and there are many of them.
Setting up your own business is fairly straightforward but without a good level of spanish it is best left to a gestor. You will need an N.I.E(you also need this to buy a house or a car etc) this is easy to obtain and can be done in person or you can have someone do it for you. I will cover this more later on.
Take your time, look around is there anything missing in your town ie. Calpe is missing a kfc(which can be bought as a franchise). Do you have the skills for example are you a plumber? If so are your qualifications valid in Spain? Corgi gas qualifications mean nothing in Spain. Have you learnt or able to learn new skills? If your skills and qualifications are all up to standard will you get much custom without speaking spanish? If not maybe you could get work in your chosen field with another company while you learn the language. Don't forget many words and phrases could only be relevant to your work and will need to be learned seperately. If for example you are in the building trade, most products here have individual names and the brands are different to the U.K. In most areas even if the bar staff speak english it will be less likely that the staff at the builders merchant will.
Wednesday, 9 September 2009
A New Life in Spain-A New Diet?
1 tbsp olive oil
1 large onion(sliced)
1 medium chorizo sausage
1 pinch of saffron
Half a red pepper
Half a green pepper
300g arborio rice(or use long grain)
1 litre of chicken stock(or fish stock)
200g frozen peas
350g of browned chicken(or fozen mixed seafood)
Heat the oil in the paella pan, then saute the onion and chicken. After about 5 mins add the chorizo until it releases oil then add the saffron and peppers.
When it's all coated in oil add the stock and increase the heat until it all boils. Then allow it to simmer for 15 mins, occasionally stiring the dish.
Then add the peas and stir(after 5 mins add the seafood if using). Serve when the rice is cooked.
Add seasoning to taste and enjoy!
Tuesday, 8 September 2009
A New Life in Spain-The Spanish
The younger generation love football and going out, they love the latest mobile phones and facebook but they also observe many of the traditions which have been handed down. They will meet at least once a week for a family meal, either at home or at a local eatery and the meal will often include the whole family, from possibly great grand-parents to the great grand-children.The meal will be loud as it seems everyone speaks at once. In fact the spanish will readily strike up conversation anywhere even going as far as to stop a car in traffic to say hi to someone!The openess of the spanish is shown by how they greet people, with a kiss to each side of the face and a shake of the hand.
There are down sides to their relaxed nature however as nearly everyone is late for an appointment or doesn't bother to turn up at all (particularly trades people) and as has been mentioned earlier they are sticklers for formality of paperwork. This goes back to Francos' time and is something you must get used to. Always keep all paperwork it is impossible to resolve any matters without it.
Monday, 7 September 2009
A New Life in Spain- which languages?
Well of course spanish but which one, Castillian is what we recognize as spanish but there are many regional dialects. In Barcelona many speak Catalan and are quite rightly very proud of their language. Where we live in Calpe all school children learn Valeciano and it is widely spoken in the Valencia region. In fact to get a job for a local authority in the region of Valencia, ie. town hall,traffic warden etc it is mandatory to be able to read, write and speak Valenciano. Actually many regions have their own dialect.
However would you consider French or German? Again speaking from a personal point of view, you will find many french, germans,dutch,romanian and all manner of other nationalities now live in Spain. Now I am not suggesting you learn all these languages, and of course many other nationalities learn english from an early age but if you are looking to work in certain industries, being able to at least converse in some of these languages would help.
For example if you intend to be involved in the property or tourist industry German and French are a real advantage. Many purchasers of property through or comapanies Spanish Home Seeker and Calpe1stop are German and many holiday makers this year have been from France. Also the ability to speak a little of these languages will be desirable to employers and also come in handy as some of the finest restaurants, at least in Calpe, are French or German.
Sunday, 6 September 2009
Calpe1stop and our New Life in Spain
We started the idea of Calpe1stop in the summer of 2008 but really it comes from an extension of all our years in property management & maintenance. We have taken our time, (to say the least) and we have used this time to research our niche. This has led us to define our working area to Calpe and the Moraira area. This is a big area and any further we wouldn't be able to give the quality of service we want. Also we found there were few companies dedicated to property management and maintenance in Calpe. There are plenty of people who look after the villa next door or a couple of apartments in town but not many who do it as a full time job.
This throws up a couple of qustions, what do they do full time and how much time can they spare for your home? Here's a further question, if they are not a dedicated management and maintenance company how safe is your home? I will explain, if they hold your keys and are unfortunate enough to be burgled, are you insured if the burglers then use those keys to burgle your home? ANSWER NO!
Incidently all our keys are kept in our safe and we inform our insurers we hold keys for 3rd partys.
If not why not?
We guarantee all our maintanace even if we have to get someone in, why? because we only use qualified trades people we trust. We can tailor our services to match your requirements exactly and if you don't see what you want just ask we truly beleive in offering a service which is second to none. Calpe1stop is your one stop shop!
Through our parent company we offer villas, apartments and all types of property for sale. Rather than conflicting with Calpe1stop we think Spanish Home Seeker perfectly compliments it. Again I will explain, as a Calpe1stop customer we know our clients and clients homes as well as they do, so if they then come to sell we have intimate knowledge of their homes and can put these details to our many clients also in the reverse when we sell a home to a client we can give them the benefit of our extensive knowledge of both the area and the rental market.
This makes our services second to non in the Calpe, Moraira and Javea area!
Calpe1stop and Spanish Home Seeker
Saturday, 5 September 2009
It has been a hot summer!
Last month was the third hottest August for the past 50 years in Spain. August 1991 and 2003 are the only years to surpass the temperatures of this August. The last 2 weeks of the month were the hottest and had consecutive days with temperatures of 37, 38 and 39 degrees. There were zones of high humidity along the coasts of Spain.
Summer is not over yet however! Murcia recorded a temperature of 38.7 degrees on September 3rd which is a record!
The hot weather is to last well into September then giving way for the warm sunny days and cooler nights of the autumn and winter.
Friday, 4 September 2009
Getting children into Spanish school
There are a lot of forms to fill in to get your child into school, it all seems rather daunting at first but as you go through them it is not too bad. We were fortunate to have very good friends that pointed us in the right directions with the paperwork. Also speaking a little bit of Spanish helps too, the Spaniards appreciate it when you try! Your first stop should be your local town hall, they will tell you the forms you need and where to get them from. From then on there is a bit of running about but it is straight forward. I would leave yourself at least 2 mornings to do it all.
You also need an up-to-date medical certificate for the child. This is easily obtainable from your local Centro de Salud (free certificate) or a private doctor (fee payable). A valuable piece of advice with regards to any kind of paperwork in this country is to always take your passport, NIE number and your empadron certificate with you and have at least 3 photocopies of each one too. Passport photographs are needed with most forms so keep them stocked up!
If you want anymore information or any help with the paperwork needed for schools please email me at victoria@spanishhomeseeker.co.uk
Thursday, 3 September 2009
As the kids go back to school
This is something you have to get used to so if you move here and take a job you could find you have nearly 3 months of childcare to find! In reality many businesses here close for the whole of August which is great if you have a months holiday but not so great if you need to see a solicitor. Yours maybe available if you need legal aid but purchasing a property is highly unlikely, I have always found this strange as the summer is when most people would be here on holiday and many people would like I am sure to purchase in the summer.
As the kids head back you probably won't have to purchase a uniform as few spanish schools have one. You will, unlike the U.K probably have to get a list of books from the school and list in hand, queue at one of the local bookshops for this years books.
Many schools as well operate a half day scheme until the 1st of October to help the kids settle back into school life. An other aspect of the spanish school system are the many fiesta days when the school will be closed but this probably evens itself out as the only other holidays are Christmas and Easter, they don't have half-term.
This isn't the same if your child goes to an International school they operate similar to the english system. Even this has it's downside from your childs point of view as his or her friends at local schools will be in school and you will hear those terrible words " I'm bored"
Wednesday, 2 September 2009
Victoria's point of view
I have always loved Spain and my Dad always wanted to live here so I am now living his dream!
Finding Calpe was fantastic for us, a great little town which we loved from the first day we visited it. During our holidays here we met some lovely people who have since become very good friends. These friends helped us with the move, not only with valuable advice on schooling, Spanish ways and property details but also emotionally helping us with settling into our new life!
My main worry about moving was that of the happiness of our eldest son in Spanish school, I was the one with a tear in my eye the day he started school, he loved it and couldn't wait to get back the next day! A big relief for me and we have never looked back!
Victoria
Tuesday, 1 September 2009
The beginnings of our New Life in Spain
We had holidayed in Spain on many occasions, my wife particularly had fond memories as she had been to Spain virtually every year for 20 years with her parents. This created a close affinity for her with the country. I on the other hand had not been to Spain in my youth and so it was all new to me. Fortunately I did take a great liking to the country, especially the Costa Blanca with it's greenery and mountains, it's not just a "white coast". We first visited the playground of Benidorm which coming from Blackpool, many people describe as a home from home! Although we enjoyed, and indeed still do enjoy Benidorm we drifted further along the coast toward Valencia to a little town called Calpe. My wife searched via the internet, the coastal areas of Spain and liked the sound of the resort not realizing that ironically some family friends had taken early retirement there.
Over the next couple of years we returned several times and decided this would be a good place for us to start our New Life in Spain. The more times we visited the more people started to remember us and we gradually built some good frienships. It was because of these friends and their advice we found our eventual move a lot less stressfull.
After listening to this advice on schools, property,jobs etc we decided to take the plunge and look for a home. We also thought of what we could do for a job and so Spanish Home Seeker was born.
Soon I will describe our experiences of finding a home and how we have incorported them into Spanish Home Seeker even as the business has expanded to what it is today.
Monday, 31 August 2009
Is this how you want to start A New Life in Spain?
Read the whole story of Britains only matador here http://www.dailymail.co.uk/news/worldnews/article-1210169/Frank-Evans-Bull-fighting-age-67-return-El-Ingles--Britains-oldest-matador.html
Sunday, 30 August 2009
Top tips for starting your New Life in Spain
Even if you sell everything in the U.K it is a good idea to rent an apartment or villa in your chosen area for at least a year before you decide wether to buy or not. This allows you to "roadtest" the area. Is there enough going on to make it interesting all year round or is it too busy? Get to know people in local bars or social clubs, find out about the availability of work. What jobs do people do, what are the local schools like. Above all if the area doesn't fit your criteria don't be afraid to move to another region.
Think about where you want to live, is living by the sea really such a good idea? Beaches are noisy in summer and property prices by the sea are at a premium. Also many apartments are only used in the season so the area may well be very quiet out of season meaning some bars, restaurants and businesses may be closed. Inland may well be quiet all year round and the expat community non existent, many people dream of living in the "real" Spain but unless you speak the language too a high standard you could find it hard to get things done. Redtape in Spain is everywhere and you really need a guide and one who speaks your language. Service providers in Sapin, Ibedrola(electric) and Telefonica(phone/internet) have few english speaking staff and resolving problems can be virtually impossible without speaking some Spanish.If you have some lovely peices of furniture by all means bring them with you, however classical furniture will be out of place if you decide on say a modern apartment. There are many excellent places to purchase furnishings but prices can vary wildly. DO NOT consider bring electrical goods(laptops aside) as the slight variation in voltage drastically shortens the life of many items. Televisions are particularly prone.
Read up extensively on the area you are planning on going to, make a note of places of interest and make an effort to visit them. List all the local fiestas and go and watch the processions and fireworks etc. These are always well supported by the locals and are part of what makes Spain and the Spanish way of life so enjoyable.
Friday, 28 August 2009
The start of a dream
Well of course there are many reasons, too little money, your earning so much another couple of years will set you for life, the kids are so little, the kids are getting ready for exams and of course, often close relatives are getting older. The truth is there will always be a reason but if your serious you need to make a plan. Write it in next years dairy, A New Life in Spain, list all the plus points and minus ones as well and see if you can do some thing about the minus ones. Set out a timetable of what you want to have resolved and when and how.
Many problems are the same for most people. Money is obviously one of the major ones, start putting some savings away, if you own your house decide wether it can be easily rented or are you going to sell it. Renting offers a safety net as you have somewhere to return to but are you in a good rental area, are their good agents where you are?
What will you do for work? Can your job be easily transfered to Spain? Maybe your company has a spanish office or you are going to set up your own busines.
All this and more will be covered by A New Life in Spain and I will be sharing with you some of our experiences and those of others we have met here in Calpe, Spain.
The 2nd page of useful spanish words
Folder: carpeta
Toolbar: barra de herramientas
To go back: regresar
Back(button): atras regresar
Thursday, 27 August 2009
No more building in Calpe?
It is thought it could affect upto 1000 properties with the possibility of partial demolition as some of the land will revert to public ownership. This is of course good news to enviromentalists who are against further development and there is also more protection given to areas of the Salinas wetlands.
I think personally Calpe doesn't have the infrastructure for more large scale development but that all property owners should get behind the mayor, Ximo Tur to stop any further concern for property owners.
Although these kind of problems in Spain are rare, (whatever the British press report), they show why it is so important to use the services of companies with good local knowledge.
Wednesday, 26 August 2009
Why pick Spain for your new life?
The answer is of course down to the individual. Although you will have to learn another language to live in Spain this is also part of the enjoyment for many people. To be able to immerse yourself in one of Europes' most historic cultures is a real joy and the brits particularly have a strong bond with Spain from the earliest years of the package holiday to a love of all things Spanish. Think San Miguel, Barcelona and Raphael Nadal.
From a logical point of view, Spain is little more than 2 hours from the U.K, making seeing friends and relatives easy. There is a large expat population which can lend support, in the form of advice or job oppertunities. Also the Spanish themselves are use to brits and many schools are well versed to integrating children who speak little or no Spanish.
Then there are the people themselves who are friendly, warm and exuberant. They actively enjoy becoming involved in their community and make all local festivals a spectacular. I could go on about the regional food dishes and wines but I will leave this for another time.
There is plenty of information you can look up so give it a go and maybe you too could be starting
A New Life in Spain.
A sad Lesson
The woman died even though the flight diverted to Seville, it's not known if the cause of death was DVT.For the cost of aspirin I would recomend everyone take a half prior to flying.
The 1st page of useful spanish words
INTERNET: internet
LINK: enlace
HYPERLINK: hyperenlace
BOOKMARK: favorito, marcador
HOME PAGE: pagina principal, pagina inicial
A guide to buying in Spain from Calpe1stop
Registro de la Proppiedad which is Spains property registration
office. This shows the owners name and a description of the property
(this is especially important as it will show if something had been
added illegally which happens quite a lot in Spain), and also that the
property is free of any debts, which would transfer to the new owner
as debts in Spain are linked to the debtors property.
Next you have a pre-agreement. This is a contract between the vendor
and the purchaser in which the vendor agrees to sell and the purchaser
to buy, the price agreed and any conditions. There is usually a
percentage of the purchase price paid to the vendor at this time. In a
Spanish contract it will often state that were the buyer to pull out
of the sale the deposit will be lost and were the seller to pull out
they would have to pay double.
The actual transfer will be done at the notaries office where the deed
of purchase will be read, agreed on and signed by both parties and the
notary. You will need either proof of identity or a power of attorney
if a solicitor is signing for you.
There are 2 taxes to pay, a transfer tax (around 7%) and stamp duty,
which is different region to region (around 1%).
The property is then registered at the local office.
Tuesday, 25 August 2009
A new life in Spain - 6 months on
Each day from now on I am going to add current information and content along with what I have done since arriving in Spain. I will tell you about work, what I have done to find it, schooling from my 7 year olds point of view, our family having a baby in Spain and all the other things we have done in the last 2 years.
One of these is the starting of our new business which involves property management, maintenance, sales & rentals here in Calpe. I will also be giving information on Spain and our area of the Costa Blanca and commenting on all aspects relating to property.
I hope this gives you plenty of food for thought and maybe inspires some of you to find A new life in Spain
Ian
Tuesday, 3 February 2009
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Like most blogging platforms I use log files, in this case Statcounter. This stores information such as internet protocol (IP) addresses, browser type, internet service provider (ISP), referring, exit and visited pages, platform used, date/time stamp, track user’s movement in the whole, and gather broad demographic information for aggregate use. IP addresses etc. are not linked to personally identifiable information.
Cookies
A cookie is a piece of data stored on the user’s computer tied to information about the user. This blog doesn't use cookies. However, some of my business partners use cookies on this site (for example - advertisers). I can't access or control these cookies once the advertisers have set them.
Links
This Blog contains links to other sites. Please be aware that I am not responsible for the privacy practices of these other sites. I suggest my users to be aware of this when they leave this blog and to read the privacy statements of each and every site that collects personally identifiable information. This privacy statement applies solely to information collected by this Blog.
Advertisers
I use outside ad companies to display ads on this blog. These ads may contain cookies and are collected by the advertising companies and I do not have access to this information. I work with the following advertising companies: Google Adsense, ROI Rocket, Project Payday. Please check the advertisers websites for respective privacy policies.
Contact Information
If you have any questions or concerns please contact Ian Raistricik at ianraistrck@gmail.com. This privacy policy updated February 2009
Starting A New Life In Spain
Edited to include the link